VF Corporation - Credit Risk Analyst - Nottingham

Credit Risk Analyst

Salary: From £30,000 per year depending on experience 

Hours: Monday to Friday, 36.25 hours per week (between 8am and 4pm)  

Working style: Hybrid – 3 days per week on site  

Location: Calverton, Nottingham  

VF Corporation is looking an outstanding Credit Risk Analyst to join our team based in Calverton, Nottinghamshire, UK.

VF is a global apparel company connecting people to the lifestyles they cherish through our family of iconic brands. At the heart of our journey lies our purpose: We power movements of sustainable and active lifestyles for the betterment of people and our planet. This is our purpose. It’s the reason we come to work every day. Our purpose unites us and leads us to pursue our goals, together. This is our calling.

Let’s Talk about the Role

As a Credit Risk Analyst your primary objective is to assess and manage credit risks within the EMEA portfolio. You will examine financial data for new customers and existing customers seeking expansion through VF's brands, distribution channels, and/or markets.

You will also analyse economic trends, generate risk-related reports, oversee credit limits, and present insights to management, thereby enhancing risk strategies and ensuring business stability.

How You Will Make a Difference

Your responsibilities will include a variety of the following duties on a daily, weekly and monthly basis:

• Analysing customer financial accounts and approving credit limits and payment terms, to minimize risk as well as generate future sales and develop long-standing, profitable relationships with the new customer base
• Maintain a detailed overview of customer master data and relevant risks, adhering to company policies and legal requirements when managing data systems
• Monitor macro and micro economic data and trends in order to anticipate risks
• Provide detailed and up to date reports and data to senior management with commentary, supporting strategic business decisions regarding credit risk policies and scoring models
• Act as a key point of contact with credit rating agencies, collaborating with cross-functional teams and providing risk-related training to relevant departments
• Participate in risk-based meetings and preparing/presenting credit risk reports to senior management, highlighting key risk indicators and areas of concern or opportunity for improvement.

Skills for Success

You should be someone who is adaptable, proactive and a lateral thinker with:

• A background in a credit-related function – risk management, financial accounting and/or an analytical role
• Excellent analytical and problem-solving skills with an eye for detail
• Strong communication skills in both written and verbal English communication, with the ability to build strong working relationships and present in an effective and influential manner
• A working knowledge of Microsoft Office applications, Excel, VBA functions and Power BI
• A comprehensive understanding of financial statements including Balance Sheets, Profit & Loss Statements and Cash Flow Statements

What’s in it For You

We’re in the business of unleashing human potential, driven by the ideas, energy and commitment of our people. That’s why we offer comprehensive benefits that encourage mental, physical and financial well-being for all VF associates. When it comes to benefits, we’re the total package:

• A supportive feedback-based culture where respect and integrity guide us in what we do
• An inclusive international environment where people of diverse backgrounds, lifestyles and nationalities love working together
• Be part of an iconic lifestyle brand in a multi brand, multi countries organization
• 50% employee discount on all VF brands both in store and online
• Subsidised canteen and break out areas offering complimentary hot drinks
• Health Shield membership and access to numerous health and wellbeing initiatives
• Employee Assistance Program, offering access to free services such as Mental Health and wellbeing support as well as legal and financial advice.
• 25 days holiday (plus bank holidays) rising to 29 with length of service and your birthday off
• Smart pension scheme – 8% employer contribution
• Cycle to work scheme
• Free secure onsite parking and discounts with local public transport

Free to Be, Inclusion & Diversity 

As a purpose-led, performance driven company, we strive to foster a culture of belonging based on respect, connection, openness and authenticity. We are committed to building and maintaining a workplace that celebrates the diversity of our associates, allowing them to bring their authentic selves to work every day.

As an equal opportunity and affirmative action employer, VF is committed to support disadvantaged groups whilst providing equal opportunities for both VF associates and applicants alike.